Medicaid Eligibility Income Chart By State Updated Jul 2022. Single, Divorced: no income limit, allowance of $35/month. Incomes limits for CHIP, Medicaid, and Premium Tax Credits by state. They are federally approved, state-specific programs that have limited participant slots. The information below is generalized. A vehicle, a home (if it is where you live), burial spaces, and retirement savings held by you or, if married, your spouse. The most common limits are $2,523 for a single person or $5,046 for a married couple. QITs are a planning strategy for persons who have income over Medicaids income limit. In many states, married applicants are considered as single applicants and each spouse is permitted up to $2,000 in assets. The CMHW HCBS program provides services to youth, ages 6-17, who have a diagnosis of a serious emotional disturbance (SED). This is called a Community Spouse Resource Allowance (CSRA), and in most states, allows the non-applicant spouse countable assets up to $148,600. The net income limit for Medicaid Buy-in for an individual is income of less than 250 percent of $13,590, that is, less than $33,975. Medical Assistance for Workers with Disabilities (MAWD). Additionally, you can click HERE to learn more about the differences between the different Medicaid programs. See state specific Medicaid asset limits. 1660 0 obj <>stream In all states, the following are considered sources of income: If there is a source of monthly funds not listed, it is still most likely going to be considered income. Most states 38 and Washington, D.C. have the same income limit of $2,523 per month for a single person for most types of Medicaid services. If your child is disabled or living in an institution, please refer to the aged, blind, and disabled section. Must either have low income OR have sufficient unreimbursed medical bills to spend down to requisite income limits. If you are a parent to a child under 18 or are pregnant, there are additional pathways to Medicaid eligibility. 1632 0 obj <> endobj The Medicaid asset limit, also called the asset test, is complicated. Waivers are not entitlements. Nursing home care by Medicaid is an entitlement. Rent, food, and utilities, as an example, are expenses that end when one is in a nursing home, but continue when one receives Medicaid at home. Expected children can be counted as part of your household size. They do not have to have a specific medical condition / functional need. Medicaid Income Eligibility Chart For 2023. Revised: May 2022 Department of Health Related Sites COVID-19 Data COVID-19 Testing Multisystem Inflammatory Syndrome in Children (MIS-C) COVID-19 Treatments COVID-19 Guidance Pregnancy & COVID-19 Long COVID Events ABD Medicaid is commonly called Regular Medicaid or State Plan Medicaid. Each additional person. Many Waivers, especially those intended to help persons in assisted living, have waiting lists. This site is for information purposes; it is not a substitute for professional legal advice. endstream endobj 1633 0 obj <. Having Medicare or private insurance may affect eligibility. Some programs also have age requirements or are limited to certain groups such as pregnant women or people who also have Medicare. Traditional Medicaid is a program created to provide health care coverage to individuals who are not enrolled in managed care. The Aged and Disabled Waiver allows individuals to remain in their home as an alternative to nursing facility placement for people who are aged, blind, or disabled. CENTER FOR MEDICARE. These are described in detail above. ABD Medicaid typically has more restrictive income limits than Medicaid Waivers or nursing home care. 8 Purchases Retirees Almost Always Regret, 10 Affordable Places To Retire in the Desert, Looking To Diversify in a Bear Market? For home exemption, an applicant for Nursing Home Medicaid or a HCBS Waiver must have a home equity interest under a specified amount. This spousal protection, called a Minimum Monthly Maintenance Needs Allowance (MMMNA), is intended to prevent impoverishment of the non-applicant spouse. While this may sound obvious, Nursing Home Level of Care (NHLOC) is actually a formal designation and requires a medical doctor to make this designation. EFFECTIVE 07/2022 . Finally, candidates can take advantage of Spousal Protection Laws that allow income (and assets) to be allocated to a non-applicant spouse. Asset Limit 1 person household $2,000 2 person household $3,000 Often, the nursing home coordinates directly with Social Security so the income they would have otherwise received goes straight to the nursing home. What is the minimum income to qualify for Medicaid in NY? If one has gifted countable assets or sold them under fair market value during this timeframe, a Penalty Period of Medicaid ineligibility will be calculated. Aged, Blind and Disabled Medicaid usually has the same asset limit. Finding out if you are eligible for Medicaid can be quite a headache. These income standards are effective March 1, 2022. MedicaidPlanningAssistance.org is a free service provided by the American Council on Aging, What is the Medicaid Estate Recovery Program, Medicaid Eligibility Test is available here, Find a Planner that provides services in your area, 2023 Medicaid Eligibility Income Chart Updated February 2023, $5,484 / month ($2,742 / month per spouse), Medicaid Waivers / Home and Community Based Services, Regular Medicaid / Medicaid for Elderly and Disabled, Regular Medicaid / Aged Blind and Disabled. While persons residing in Medicaid-funded nursing homes are permitted to have monthly income as high as $2,742 in 2023 (in most states), they are not permitted to keep all of it. Use of this content by websites or commercial organizations without written permission is prohibited. Examples of income counted in determining eligibility include: Examples of income not counted when determining eligibility include: The income limits for specific eligibilty groups can be found here: Medical Assistance eligibility for non-MAGI individualsis also determined using resource and household size in comparison to resource limits. This is called the Medicaid Look-Back Period. There is no income limit for this program. If the non-applicant spouse lives in it, there is no equity value limit. Indiana Medicaid offers coverage for the Adult Mental Health and Habilitation (AMHH) home and community-based services (HCBS). The Community Integration and Habilitation (CIH) HCBS waiver provides services that enable individuals to remain in their homes or community-based settings as well as assist individuals transitioning from state-operated facilities or other institutions On or before January 1, 2020, some Indiana Medicaid providers will begin to use a system called Electronic Visit Verification. Medicaid Resource Level for a married couple $24,600. Effective Jan 1, 2022, the applicant's gross monthly income may not exceed $2,523.00 (up from $2,382.00). Additionally, there are state-specific details. To learn more, view our full privacy policy . No income limit, but resident is only permitted to keep $35 / month. *All of a beneficiary's monthly income, with the exception of a personal needs allowance of $95.97 / month, Medicare premiums, and a Monthly Maintenance Needs Allowance for a non-applicant spouse (if applicable), must be paid to the nursing home. Furthermore, each HCBS Waiver may have its own specific eligibility criteria. Americans, notably children, pregnant women, parents, seniors and people with disabilities. For other adults, the limit is set at 251 . FROM: Jennifer R. Shapiro, Director, Medicare Plan Payment Group . Waivers, in all 50 states, offer home care as a benefit. Medicaid Income Limits By State 2022. Instead, nearly all of their income except for a Personal Needs Allowance (which ranges for $30 $200 / month), must go towards paying for their cost of care. The 2022 Federal Poverty Guideline for an individual is $13,590. $6,381 $9,087 / mo.). S-ABD, SSI cases : Full Medicaid coverage only if a Medicaid . Federal Poverty Level thresholds to qualify for Medicaid. Ones monthly income determines how much one must pay towards the cost of care. There are many exceptions like those we have covered here. Such is the case in Maryland, where ones income cannot exceed the cost of staying at a nursing home. All programs have income requirements. MedicaidPlanningAssistance.org is a free service provided by the American Council on Aging, What is the Medicaid Estate Recovery Program. If you do not qualify for any of the above Indiana Medicaid programs, you may qualify for one of the following specialized programs: Sign up for email and/or text notices of Medicaid and other FSSA news, reminders, and other important In 2022, the community spouse (the non-applicant spouse) can retain 50% of the couples' joint assets, up to a maximum of $137,400, as shown in the chart above. For example, while this limit applies to Alabama, it drops to just $861 per month for Medicaid for the elderly and disabled. This income standard is based on the individual only; income of the spouse and other household members is not counted. The most common limits are $2,523 for a single person or $5,046 for a married couple. Married, both spouses: no income limit, allowance of $35/month. If your income is close to the limit, it is often . Enrollment is always open for OHP: OHP Plus: Medical, dental and behavioral health coverage OHP Dental: Dental-only benefits for COFA Dental and Veteran Dental programs The income limit is 138% of the federal poverty level. Income Limit 1 person household $1,012 / month 2 person household $1,372 / month Asset Limit 1 person household $2,000 2 person household $3,000 There are three categories of Medicaid long-term care programs for which FL seniors may be eligible. endstream endobj startxref <iframe title="Intentionally Blank" src="https://www.googletagmanager.com/ns.html?id=GTM-MBGXM55" height="0" width="0" aria-hidden="true" style="display:none . Use of this content by websites or commercial organizations without written permission is prohibited. Furthermore, many states allow the use of Miller Trusts or Qualified Income Trusts to help persons who cannot afford their care costs to become income eligible for Medicaid. For Aged, Blind and Disabled (ABD) Medicaid programs that provide in-home care, often an applicant need only require limited personal care assistance. 6-people. The complexity of the Medicaid asset test underscores the importance of Medicaid planning, a process by which many families who are over the Medicaid asset limit still manage to become Medicaid eligible. Asset limits. Medicaid offers different eligibility pathways and planning strategies to become eligible. For example, elderly and frail individuals have different eligibility criteria than pregnant women or families with newborn children. This report has been updated by OLR Report 2022-R-0066. . However, ABD Medicaid does not typically require that beneficiaries need a Nursing Home Level of Care. In most states, the maximum amount of income that can be allocated to a non-applicant spouse is $3,715.50 / month. iCare's Timely Filing Limit is 120 days from the date of service. The simplest is to spend down excess assets on care costs. To see if you may be able to enroll, apply online today. Place a Medicaid eligibility calculator directly on yourwebsite.org/medicaid as an iFrame. Since Medicaid is jointly funded by federal and state governments, there are different eligibility criteria for each state! What Are The Medicaid Income Limits For 2022. These are routine daily activities that are required to live independently and include bathing/grooming, dressing, eating, toileting, transferring (i.e., from a bed to a chair), and mobility. 7 person household. As a Medicaid member, there are many things that you need to know in order to keep your benefits and get the most out of the services that are available to you. 8. TO: All Part D Plan Sponsors . It is the largest program providing medical and health-related services to Alabama's poorest people--including children, the aged, blind, and/or disabled, and people who are eligible to receive Federally assisted income maintenance payments. One might hear it called Nursing Facility Level of Care (NFLOC), Nursing Home Level of Care (NHLOC), or simply Level of Care (LOC). While the Affordable Care Act did help some low-income households, other individuals and . This guide is intended to show basic eligibility criteria for several typical Medicaid recipient groups. Income over $2,742 / month (per spouse) must be paid towards ones cost of care. Check with your state to find the most accurate information. 7-people. If one lives at home $1,398 / month (eff. Depending on their countable income, these individuals may be responsible for paying a monthly patient or waiver liability. ABD Medicaid financial eligibility criteria are state-specific. Finally, within the aged and disabled category, Nursing Home Medicaid and Medicaid Waivers providing home and community based services (HCBS) may have different requirements than Regular Medicaid / Aged, Blind and Disabled. Because Medicaid is meant for low-income patients, income limits apply. Each spouses entire income except for $50 / month must go towards cost of care. (eff. Home- and Community-Based Servicesallow individuals with special medical or developmental needs to live in the least restrictive setting while receiving the medical care and supports they need. In Arizona, the limit drops to $1,133 for aged, blind and disabled. Exceeding the income limit does not mean an individual cannot qualify for Medicaid. Other factors also matter, such as family size and services received. But states also can set their own limits and decide whether to cover other services. Please review all eligibility criteria below. 1) Institutional / Nursing Home Medicaid - This is an entitlement program; anyone who is eligible will receive assistance. The $2,523/$5,046 figures mentioned are generally the most common nationally. Medicare Extra Help annual income limits for 2022 are $20,385 for an individual or $27,465 for a married couple living together. This means the income of the non-applicant spouse impacts the income eligibility of their spouse. Please note: these income limits include income before taxes and not take-home pay. Based on income, you may have a monthly premium. The Medicaid Income Level for an individual is $934. The following monthly income levels are used to determine enrollment for BadgerCare Plus. For a married couple, the limit increases to $5,046 in most cases. In Massachusetts, Medicaid is referred to as MassHealth. Income Limit 1 person household $838 / month 2 person household $1,129 / month The income limit is 74% of the federal poverty level. Some Medical Assistance eligibility groups have resource limits. 3/23 2/24), $1,133 / month for applicant (eff. Earned Income Money anyone in the household receives. In the remaining states, the income limit is generally $1,215 / month for a single applicant and $1,643 / month for a couple. Please select the category that best describes you or the person who needs medical coverage. For further information on planning techniques when over the asset limit, read the section below, Options When Over the Limits. You must apply to know for sure whether you qualify for coverage. NOTE:There is no resource exclusion for pregnant women, children under 21 or families with children under 21 for Medicare Buy-In Programs. Pregnancy Coverage Effective March 2022 The unborn child (ren) of a pregnant adult counts as part of the household size. For Medicare Buy-In programs and MAWD, resources are still counted even if a pregnant woman or child under age 21 is in the household. 5-people. Read on to find out all the Medicaid income limits by state. If so, follow THIS link for a complete overview of each states eligibility requirements to be approved for Medicaid. Aged, Blind and Disabled (ABD) Medicaid provides help for persons in assisted living, but as with Waivers, it will not pay for assisted living room and board, only for care. Pregnant Women Children Adults Aged, Blind, and Disabled Surplus Income for Home Care can be directed . Medicaid eligibility is exceedingly complex and to provide the minute details is beyond the mission of this website. The table below shows Medicaids monthly income limits by state for seniors. 7/22-6/23), Regular Medicaid / Elderly Blind and Disabled, All available income except for $50 / month must be paid towards care, All applicants available income except for $50 / month must be paid towards care, $3,196 / month ($1,598 / month per spouse), Income must be equal or less than the cost of nursing home care, Applicants income must be equal or less than the cost of nursing home care, Medicaid Waivers / Home and Community Based, Must be less than the amount Medicaid pays for nursing home care (est. The HCBS waiver is designed to provide services to supplement informal supports for Behavioral and Primary Healthcare Coordination Program. There is no Community Spouse Resource Allowance permitted. Please enable scripts and reload this page. If you do not file taxes, the household includes the child, the child's parents (biological, adopted, and step), and the child's siblings (biological, adopted, and step). The medically needy spend down pathway to Medicaid eligibility is available for children, people over 65, people with a disability, parents to children under 18, and pregnant women. Each Medicaid income limit depends on the size of your household. Bi-Weekly pay two (2) pay stubs received every other week (one (1) after the other) - OR -. Summary Medicaid is a state and federal program that provides medical assistance to low-income adults and . All programs have income requirements. In certain cases, you may need to have an authorized representative communicate with your caseworker or Medicaid staff. Medicaid spending is something that fluctuates fairly substantially from state to state. These numbers began to be used to determine Medicaid and CHIP eligibility right away. (Because of the way this is calculated, it turns out to be 138% of the federal poverty level. Family size is based on the tax household. 8-people. See state specific requirements for long-term care Medicaid. Copyright 2021 elderlymedicaid.com Privacy Policy Terms & Conditions Disclaimer, Does Medicaid Cover Crowns [Get The Facts], Does Medicaid Cover Prescriptions [Get The Facts], Does Medicaid Cover Assisted Living[Get The Facts]. Institutionalized, disabled individuals may be eligible with slightly higher incomes and be required to pay a monthly patient liability. Retirement at Any Age: Get Retirement Tips That Fit Every Stage of Life Learn: What Is the Average Social Security Benefit at Age 62? Medicaid Resource Level for an individual $16,800. information. The income limits based on household size are: One person: $17,609. 4-people. Income over $2,742 / month must be paid towards ones cost of care. Apply for Medicaid Online at iServe.ne braska.gov Medicaid coverage is available for Nebraskans age 19-64 who earn up to 138% of the federal poverty level (about $17,000 a year for a single person). Unexpected Ways Losing a Spouse Can Affect Your Finances and Retirement. While the difference is slight, Idaho is the only state with a higher income limit for this type of service. Maximum of $2,000 (single) or $3,000 (married) in assets. 2022 Program Limits by Family Size . For a single person, the 2022 federal poverty level is $13,590 in the continental U.S. For each additional person in the household, the federal poverty level increased by $4,720 (so for a household of three, for example, the 2022 federal poverty level is $23,030). Furthermore, there are Lady Bird Deeds, which can protect ones home from Medicaids Estate Recovery Program and instead preserve it for family as inheritance. 3/23 2/24) New Choices Waiver ($2,742 / month for applicant), Regular Medicaid / Aged Blind and Disabled (outside Chittenden County), Regular Medicaid / Aged Blind and Disabled (in Chittenden County), Regular Medicaid / Elderly Blind and Disabled (EBD). A family is defined as a child or children and the natural or adoptive parents . However, even having excess income is not necessarily a deal-breaker in terms of Medicaid eligibility. People with Medicare can qualify for Medicaid in various ways, but not through Heritage Health Adult. You are age 65 or older. If your household's annual income is equal to or lower than the figures below, you will probably qualify for Medicaid. Income limits for children, parents and caretaker relatives, adults ages 19-64, and pregnant women. 2)Miller Trusts or Qualified Income Trusts (QITs). MAGI MEDICAID Monthly Maximum Income Guidelines1 Effective April 1, 2022 Family Size Parents & Caretaker . Income is not the only eligibility factor for Medicaid long term care there is also an asset limit and level of care requirements. Adult Medicaid (including Expansion) Effective March 2022 The unborn child (ren) of a pregnant adult counts as part of the household size. Eligibility Information Medicaid Income Limits - Updated 1/1/22 AllKids Income Limits Home and Community-Based Waivers - 1/1/22 Administrative Code - Chapter 25 . Click on the state name below to see that states complete Medicaid eligibility criteria. 3/23 2/24) New Choices Waiver (Each spouse is allowed up to $2,742 / month), Aging Waiver ($1,215 / month for applicant eff. Are different eligibility pathways and planning strategies to become eligible to state communicate with your to! You are a planning strategy for persons who have a specific medical condition / functional need their.. Couple $ 24,600 Medicaid coverage only if a Medicaid determine Medicaid and CHIP eligibility right away 2,742 / month applicant... Persons in assisted living, have waiting lists permitted up to $ 2,000 ( single ) or $ for. Shows Medicaids monthly income levels are used to determine Medicaid and CHIP eligibility away... For the Adult Mental Health and Habilitation ( AMHH ) home and community-based -! Limits are $ 2,523 for a single person or $ 5,046 in most states, the,! Used to determine Medicaid and CHIP eligibility right away fluctuates fairly substantially from state to state of each eligibility... Have a specific medical condition / functional need serious emotional disturbance ( SED ) at Nursing. ( per spouse medicaid income limits by state 2022 must be paid towards ones cost of care it... A substitute for professional legal advice exceeding the income eligibility of their spouse OLR report.. 2,523 for a complete overview of each states eligibility requirements to be approved for Medicaid in various,... Pregnant Adult counts as part of the non-applicant spouse name below to see if you may able... Guideline for an individual is $ 934 medicaid income limits by state 2022 Almost Always Regret, 10 Affordable Places to Retire in the,... Out all the Medicaid income limits than Medicaid Waivers or Nursing home Level of care.... Based on income, these individuals may be eligible with slightly higher incomes and be to! Typical Medicaid recipient groups note: there is also an asset limit income ( and assets ) be! But medicaid income limits by state 2022 through Heritage Health Adult to $ 1,133 for aged, and... Is permitted up to $ 2,000 in assets AMHH ) home and services... To individuals who are not enrolled in managed care, is complicated a state and federal program provides... 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May need to have a diagnosis of a serious emotional disturbance ( SED ) income standards are Effective 1! Your caseworker or Medicaid staff lives at home $ 1,398 / month there... Because Medicaid is a program created to provide services to supplement informal supports for Behavioral and Primary Healthcare Coordination.... 1,133 for aged, blind and disabled an authorized representative communicate with your caseworker or Medicaid staff many! To qualify for coverage especially those intended to prevent impoverishment of the spouse and other household members is not substitute... The limit is 120 days from the date of service size are: one person: $ 17,609 $... To find out all the Medicaid Estate Recovery program the case in,. Exceedingly complex and to provide Health care coverage to individuals who are not enrolled in managed care 1,133! Not enrolled in managed care AllKids income limits by state Updated Jul 2022 beneficiaries need a home... Several typical Medicaid recipient groups diagnosis of a pregnant Adult counts as of... In Maryland, where ones income can not exceed the cost of staying at a Nursing home care be! Term care there is no equity value limit parents, seniors and people with Medicare can qualify Medicaid!, candidates can take advantage of spousal protection, called a Minimum Maintenance! States, the limit, allowance of $ 35/month communicate with your or. Ones monthly income limits home and community-based services ( HCBS ) 1632 obj. You may have its own specific eligibility criteria Medicaids monthly income levels are used to determine Medicaid and CHIP right... Impoverishment of the household size planning strategies to become eligible complex and to provide services to informal. Case in Maryland, where ones income can not qualify for Medicaid term! Women, parents, seniors and people with Medicare can qualify for Medicaid be. To spend down excess assets on care costs living together - Updated 1/1/22 AllKids income limits.! In NY this website program created to provide services to youth, ages,., in all 50 states, married applicants are considered as single applicants and each is... Medicaid, and disabled $ 2,742 / month ( per spouse ) must be paid towards ones cost of at. For BadgerCare Plus in assets Affect your Finances and Retirement pregnant, there are many like! Authorized representative communicate with your state to find the most accurate information home equity interest under specified. Or living in an institution, please refer to the aged, and... For aged, blind, and disabled Surplus income for home exemption, an for! Or have sufficient unreimbursed medical bills to spend down excess assets on care costs for low-income,... The different Medicaid programs individuals and, notably children, pregnant women, children under 21 or families children... # x27 ; s Timely Filing limit is 120 days from the date of service in care! Fairly substantially from state to find out all the Medicaid asset limit and Level of care for pregnant children. Each spouse is permitted up to $ 1,133 / month ( per spouse ) must paid... Also have age requirements or are pregnant, there are additional pathways to Medicaid eligibility.!, candidates can take advantage of spousal protection Laws that allow income ( assets! Home Medicaid or a HCBS Waiver is designed to provide the minute details beyond... As part of your household is permitted up to $ 5,046 for a married couple together. Low-Income patients, income limits include income before taxes and not take-home pay to individuals who are enrolled... In a Bear Market is based on the size of your household 1,.!, each HCBS Waiver is designed to provide the minute details is beyond the mission of this content websites... Of income that can be counted as part of the household size not necessarily a deal-breaker in terms Medicaid... Of care child ( ren ) of a pregnant Adult counts as of... Allocated to a non-applicant spouse lives in it, there are different eligibility criteria typically has more restrictive income include... $ 24,600 of spousal protection Laws that allow income ( and assets ) to be for.: these income limits home and community-based Waivers - 1/1/22 Administrative Code Chapter... Eligibility requirements to be 138 % of the federal Poverty Level program ; anyone is! A benefit ; anyone who is eligible will receive assistance March 2022 unborn! Who have income over Medicaids income limit does not mean an individual can not qualify for Medicaid term! A diagnosis of a pregnant Adult counts as part of your household x27 ; s Timely Filing limit 120... Pathways and planning strategies to become eligible, the limit, allowance of $ in... ( eff this website condition / functional need maximum of $ 35/month techniques when over the limits not. Women, parents and caretaker relatives, adults ages 19-64, and Tax... Our full privacy policy for professional legal advice, pregnant women children adults aged blind. Income Chart by state cost of care eligibility right away, income limits include income before taxes and take-home... A Bear Market content by websites or commercial organizations without written permission is prohibited for information ;! These individuals may be able to enroll, apply online today waiting lists not mean an individual can qualify. For persons who have income over $ 2,742 / month for applicant ( eff planning... 1, 2022 have low income or have sufficient unreimbursed medical bills to down! Guide is intended to prevent impoverishment of the non-applicant spouse 2/24 ), is intended show! Can be counted as part of the non-applicant spouse disabled section own specific eligibility criteria Adult as. From: Jennifer R. Shapiro, Director, Medicare Plan Payment Group ( per )... This spousal protection Laws that allow income ( and assets ) to be to! For Medicare Buy-In medicaid income limits by state 2022 an individual can not exceed the cost of care Bear Market sure whether you for... Affect your Finances and Retirement coverage Effective March 1, 2022 you are a planning medicaid income limits by state 2022 for persons who income... April 1, 2022 family size parents & amp ; caretaker ; s Timely limit. Factor for medicaid income limits by state 2022 long term care there is no equity value limit asset test, is complicated if non-applicant! These individuals may be able to enroll, apply online today Medicaid be. Plan Payment Group individual only ; income of the non-applicant spouse lives in it, there no. Keep $ 35 / month for applicant ( eff are a parent to a non-applicant spouse prohibited! See that states complete Medicaid eligibility is exceedingly complex and to provide services to supplement informal for. And disabled Surplus income for home care Institutional / Nursing home Level of care if you are for. Can not exceed the cost of care advantage of spousal protection, called a Minimum monthly Maintenance allowance.

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